Annapolis-based, locally trusted coverage

Insurance protection for your home port and beyond.

Ramseys Insurance Inc is an independent insurance agency in Annapolis, Maryland, helping families and businesses protect what matters most with personalized coverage and attentive, local service.

Home, auto, and umbrella coverage
Boat insurance for Chesapeake Bay life
Small business protection

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Licensed in Maryland. Serving Annapolis and surrounding communities along the Chesapeake Bay.

Local guidance, clear answers

Work directly with agency owner David Ramsey.

Share a few details about your coverage needs and the property, vehicles, or business you want to protect. We will review options from multiple carriers and follow up with clear recommendations.

Start your quote online

Prefer email? Reach us at david@ramseysinsurances.com and include "Quote request" in the subject line.

Why work with an independent Annapolis agency?

As an independent insurance agency, Ramseys Insurance Inc represents multiple insurance companies instead of just one. That flexibility allows us to compare coverage and pricing, then make recommendations based on your goals instead of a single carrier's limitations.

Based in Annapolis, we understand local risks, from waterfront properties and boating to historic homes and small professional offices around the city.

Guidance you can understand

We explain coverage in plain language so you can make confident decisions.

Coverage for Chesapeake living

Protection options for boats, marinas, and homes near the water.

Personal relationship

You can work directly with agency owner David Ramsey from the start.