Terms of Use

Important information about using this website and communicating with Ramseys Insurance Inc.

By using this website, you agree to these Terms of Use. If you do not agree with these terms, please do not use the site.

Informational purpose

The content on this website is for general informational purposes only. It does not modify, replace, or supplement the terms of any insurance policy. For complete details about coverage, refer to your policy documents and consult with Ramseys Insurance Inc or the applicable insurance carrier.

No guarantee of coverage or rates

Submitting a quote request or other inquiry through this website does not bind coverage, guarantee that coverage will be issued, or guarantee any specific premium. Coverage is not effective until confirmed in writing by Ramseys Insurance Inc or the relevant insurance company.

Your responsibilities

You agree that any information you provide through this website is accurate to the best of your knowledge. You also agree not to use this website for unlawful purposes or to attempt to gain unauthorized access to systems or data.

Electronic communications and SMS

If you choose to communicate with Ramseys Insurance Inc by email, through online forms, or by opting in to SMS text messages, you understand that these methods have inherent limitations. The agency takes reasonable steps to protect communications but cannot guarantee that transmissions will be completely secure.

If you opt in to receive SMS text messages, those messages may relate to quotes, applications, or policy information. Message frequency may vary. Message and data rates may apply. You can reply STOP to cancel or HELP for help. Consent is NOT a condition of purchase. Text messages, if used, are intended to be sent without using an automatic telephone dialing system (ATDS).

Third-party websites

For your convenience, this website may link to third-party sites. Ramseys Insurance Inc does not control and is not responsible for the content or privacy practices of those sites.

Intellectual property

The content and design of this website are owned or licensed by Ramseys Insurance Inc and are protected by applicable laws. You may view and print pages for personal, non-commercial use, but you may not reproduce or distribute content without permission.

Limitations of liability

Ramseys Insurance Inc is not liable for losses or damages arising from your use of this website, reliance on its content, or any interruption in availability, to the fullest extent permitted by law.

Changes to these Terms of Use

These Terms of Use may be updated from time to time. The "Last updated" date below indicates when the terms were most recently revised. Continuing to use the website after changes are posted means you accept the updated terms.

Contact about these terms: If you have questions about these Terms of Use, you can contact Ramseys Insurance Inc by email at david@ramseysinsurances.com.

Last updated: February 24, 2026